| CALIFORNIA MORTGAGE SERVICES |
| Please ask us about about our "NO COST" loans. Not just no points, we will give you a CREDIT at the close of escrow for ALL your non-recurring closing costs. |
Mortgages – We have every mortgage product commonly available. We are experts in finding you the best loan at the lowest possible rate. Jumbo Loans – We SPECIALIZE in jumbo loans. We have loans with the highest loan to value and the lowest rates for loans up to $10 million, interest only and 30 or 40 year amortization loans. Interest Only Loans – We have interest only loans up to $10 million with incredibly low rates! Whereas most interest only loans become adjustable after a fixed initial rate, we have loans that have a convertible option to a fixed rate. Cash Out Loans – We have portfolio lenders (lenders that lend their own money instead of selling the loan) that will allow cash out on interest only loans up to $5 million. Specialty Loans - Many changes in the mortgage industry have excluded many able borrowers. We have specialty products for many borrowers unable to qualify elsewhere. Foreign Nationals, Unlimited Acreage, Hi-Rise Condos, Condotels, Non-Warrantable Condos, Leased Land, Coops, unusual properties.. we do them all! If the program or property type is not listed here, call us! We either have it, can find it, or it does not exist.
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